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How Big Credit Card Purchases Can Hurt Your Mortgage Terms

How Big Credit Card Purchases Can Hurt Your Mortgage Terms

When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important

Jul 28, 2021 | Purchasing a Home

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo

Jul 21, 2021 | Purchasing a Home

What’s the Difference Between a Home Appraisal and Inspection?

What’s the Difference Between a Home Appraisal and Inspection?

When you take the plunge to buy a home, there will be a flurry of appointments and meetings with real estate agents, mortgage lenders, title companies, and inspectors. Some of the most important appointments will come after you make an offer on a property

Jun 30, 2021 | Purchasing a Home

Should I Buy a New or Existing Home?

Should I Buy a New or Existing Home?

A recent survey from the National Association of Home Builders found that the number of prospective home buyer looking for a new home more than doubled during the past year. At the same time, the number of those searching for only existing properties fell

Apr 07, 2021 | Purchasing a Home

Can you a Buy a Home with Bad Credit?

Can you a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find w

Feb 24, 2021 | Purchasing a Home

How to Get a Small Dollar Mortgage Loan

How to Get a Small Dollar Mortgage Loan

Buying a house is a straightforward process, right? You line up a lender, you find the right house and you get a mortgage to buy it. While this is the case in much of the country, there are plenty of regions where the home prices are too low for tradition

Oct 07, 2020 | Purchasing a Home First-time Homebuyers